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Frequently Asked Questions
Is there a charge for a financial review? No, there isn't. Financial reviews are too important to force someone to choose between paying for it and possibly not completing it due to cost.
Why is a review necessary? Life happens. The review you may have done years ago may no longer be appropriate for your situation and may have been incomplete at that time.
What will a review tell me? It will help you gain control of the money you spend, the income you need, and the protection required for your personal assets.
Why do I need insurance coverage? There are several simple reasons coverage is necessary for medical, auto, home / renters, disability, and life.
1) Lack of medical coverage is the leading cause of bankruptcy in America
2) Many uncovered people think a judgment against them for damages maybe expunged by bankruptcy. Nothing could be farther from the truth. Your wages can be garnished up to 25% of gross pay. Bankruptcy will not eliminate this type of judgment and your credit can be ruined for years to come, impacting your ability to finance even basic purchases and possibly ruining your job prospects.
3) If you are injured and can't work you will not receive income without disability insurance.
4) If you die and have people who depend on your income, they maybe left in dire financial circumstances without life insurance.